One 77 Residential Mortgage Services
Our Mortgages can deal with a variety of property finance, we search a comprehensive range of products from across the market whether you are a first-time buyer, existing homeowner or landlord starting out a property portfolio.
First Time Buyers
Purchasing your first home can be a daunting experience but here at One 77 Mortgages we are here to take the stress away from you and guide you through the mortgage maze, our mortgage advisers are able to give you an overall expectation of your borrowing capability and arrange the process from the point of enquiry up until the point you get the keys to your first home.
Whether or not you have bought and sold various properties, moving home can still be a stressful time and of course things in the market change so quickly so we are on hand in order to advise and recommend on the mortgage to ensure that moving home is made easy.
Remortgages can mean a couple of things, generally a remortgage is where you are coming to the end of a fixed rate or discount period and would like to ‘remortgage’ in order to source a better deal elsewhere OR it can also mean where you are looking to ‘remortgage’ and raise capital for example to debt consolidate, home improvements or purchase another property. This would be subject to the current mortgage balance
Buy to Let
A buy to let mortgage is a mortgage where you are planning to purchase a property and let it out, mortgage lenders treat these mortgages very differently to normal residential mortgages and you can expect the rates of interest to be a little higher. Your buy to let mortgages options will vary on what you can borrow and this is generally on the basis of what the property will derive in rental income. Why not try the One 77 Buy to Let Mortgage Calculator.