Bridging Loans – How We Can Help

Below are some of the ways that specialist bridging finance can help with your individual scenario. This list is by no means exhaustive, so please contact our Specialist Lending Department to discuss your own requirements.

Standard Bridging

When you require traditional bridging finance with no additional criteria. For example if you are:

  • Wishing to complete a property purchase before selling your current house
  • Stuck in a mortgage chain and need to progress if there is a chance of your purchase falling through
  • Looking to buy an investment property, where speed of turnaround is of the essence
  • Needing a lease extension
  • Buying an auction property and require secure finance quickly
  • Looking to settle a tax bill

Heavy Refurbishment

Heavy refurbishment bridging finance, for properties where building regulations and/or planning are required, including:

  • Industrial to residential conversions (e.g. barn conversion)
  • Existing property conversions (e.g. loft conversion)
  • Property extensions
  • Conversion from single unit/use to multi-unit/HMO use
  • Commercial property to residential development

Light Refurbishment

Light refurbishment bridging finance, where no regulations or planning on a property are required, such as:

  • Internal refurbishment, redecoration or fitting
  • Change of use of the premises under “Permitted Development Rules”
  • Light refurbishment of an uninhabitable property in order to acquire longer term ongoing finance – we can also help with this

Second Charge Bridging

When a property has an existing mortgage, Second Charge may be applicable for:

  • Home improvement
  • Securing a second property purchase
  • Business property expansion or to settle a tax bill
  • Purchasing additional land on an existing plot or development

Contact our dedicated Specialist Lending Department on 01249 474956.

To find out more about how One 77’s Specialist Lending Department has helped their customers visit our Case Studies page.

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