Broker vs Bank – What’s Best For You? - May 8, 2018

Bank vs Broker

Why Use A Broker?

When we all use a high street bank for our everyday finance requirements, one may ask why use a mortgage broker over our bank’s own mortgage services? Let’s take a look at some of the main points.

Opening times and ease of access

With more and more banks closing their high street branches – an estimated 762 during 2017 – the average wait time for an appointment to see a bank based mortgage adviser is now 3 weeks. Many brokers, such as One 77, are open 7 days a week, so you can rest assured that there is always someone on hand to take your call, queries and provide advice.

Recommendations

Though both ourselves and the banks can provide you with advice around your mortgage, only a broker can provide you with a bespoke product recommendation from a multitude of lenders that is based on your personal circumstances, as opposed to only offering you the limited number of ‘off the shelf’ products the high street lenders have at their disposal. At One 77, your circumstances come first.

Range of products

One 77 are one of a small, select group of brokers that have access to the whole of the mortgage market. This gives you a much wider range of products. As opposed to a few, we can choose from literally thousands of products. In addition we have access to many specialist products – even potentially from your own bank – that are not available on the high street.

Fees

Unlike many of our competitors, One 77 are completely fee free for the lifetime of your relationship with us. What have you got to lose?

To discuss your mortgageĀ  and protection requirements today contact me,

Rebecca ParkRebecca Park
Mortgage and Protection Adviser

t:Ā 01225 667191
e: rebeccapark@one77fs.co.uk

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