Mortgages for business owners who want to save time, save money, and borrow more

Borrow up to 95% of your property value with a mortgage or remortgage that’s based on your company’s profits and not just your own income.

Exclusive Rates

Get access to mortgage deals that you won’t find if you go direct or via another broker

Fast Turnaround

Our same day appointments and dedicated underwriters mean you’ll get your mortgage offer quicker

No Fees

Our service is 100% free from start to finish, so you’ll save both time and money

Read our reviews on Trustpilot

Mortgages for Business Owners

Running your own business can be tough. From finding new clients through to managing staff and paying the bills, life as a business owner can be pretty stressful at times. 

So the last thing you need is to encounter even more stress and hassle when you’re trying to get a mortgage or remortgage.

But here’s the unfortunate truth about being a business owner. Even though you probably earn more than they do, you’ll almost certainly find it harder to get approved for a mortgage than your own employees will.

That’s because banks are more cautious when it comes to granting mortgages to company directors and other business owners. They know that your income is liable to fluctuate more than it would if you were somebody else’s full-time employee. And, if you’ve done the sensible thing and structured your finances in a tax-efficient way, it can be harder to prove that you earn enough to be able to afford the mortgage you want.

This is why it makes sense to get some free mortgage advice from an expert mortgage adviser who understands how to properly assess your income (not all of them do) and present your case to a lender in the correct way.

We’ve got access to thousands of different mortgages and remortgages, including ones from niche lenders and private banks that other brokers can’t deal with. That means you get a better choice of rates and more chance of being accepted for your new mortgage, even if you’re a company director.

To find out how much you could borrow or how much we could save you on your current mortgage, fill in our one-minute enquiry form.

Switch to a Cheaper Mortgage

Fill in your details below and a member of our mortgage switching team will contact you to discuss your options and find you the best mortgage deal.

The average client with a mortgage of £300,000 or more saves £418.14 per month using our switching service.

The Mortgage Switching Service That’s 100% Free From Start to Finish

Buy-to-let mortgages have become a lot more complicated in the past few years and, if you rush in without getting proper advice, you could end up being restricted on the amount you can borrow and paying a lot more tax than you need to.

The Mortgage Switching Service That’s 100% Free From Start to Finish

Buy-to-let mortgages have become a lot more complicated in the past few years and, if you rush in without getting proper advice, you could end up being restricted on the amount you can borrow and paying a lot more tax than you need to.

Why choose us?

Same day appointments

Have you tried speaking to a mortgage adviser at your local bank? If so, you’ll know it’s almost impossible and that people are waiting weeks for an appointment.


Here at One77 we offer same day appointments and we’re available seven days a week, so you can get your mortgage switch underway sooner. And the sooner you start, the sooner you’ll be saving money.

Raise extra cash

Switching your mortgage isn’t just about saving money. It can also be a chance to release some of the equity that’s built up in your home since you bought it. This can be a great way to raise extra money for home improvements such as a new kitchen or an extension.


Depending on what the interest rate is on your current mortgage, we may even be able to switch your mortgage to one where you get access to extra funds and yet still have lower monthly payments than you do now.

100% free

Like all mortgage brokers, we receive a commission from your new lender. But unlike lots of other brokers, we don’t charge you any additional fee for our advice or for processing your mortgage application.


We’ve also got access to lenders who will cover the costs of valuations and legal fees.


All of this means that, when you choose One77, it’s perfectly possible to switch to a cheaper mortgage without having to put your hand in your pocket at all.

100% independent

We have access to the entire mortgage market which means you won’t find a wider choice of mortgage options anywhere else.


Once we’ve assessed your needs, we’ll put all the details into our mortgage sourcing system which uses advanced algorithms to search the market and match you with the best deal for your unique situation.

Who we work with

Here are just some of the 100+ different mortgage lenders we work with in order to find the deal that’s right for you.

The Business Owner Mortgage Service That’s 100% Free From Start to Finish

CONTACT ONE77

The team here at One77 Mortgages are always happy to talk through our mortgage services, financial protection products, home insurance and business protection insurance in more detail than what is listed on our website.

Address: B2 Methuen South, Methuen Park, Chippenham, SN14 0GT

One 77 Mortgages Limited, B2 Methuen South, Methuen Park, Chippenham, SN14 0GT registered in England No: 7411452 and is authorised and regulated by the Financial Conduct Authority Under Number 753474 for Mortgage and Insurance Mediation Activities Only.

The guidance provided within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers within the UK.

For your information calls may be recorded for quality and monitoring purposes.

}A MORTGAGE IS A LOAN SECURED AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

Switch to a Cheaper Mortgage

Fill in your details below and a member of our mortgage switching team will contact you to discuss your options and find you the best mortgage deal.

The average client with a mortgage of £300,000 or more saves £418.14 per month using our switching service.