Award Winning Reading Mortgage Broker and Advisers
Here at One 77 Mortgages, we serve Reading and the surrounding areas around the South West of England. The mortgages we provide can deal with a wide variety of property finance, the team here at One77 search a comprehensive range of products across the markets, whether you are an existing home owner, first time buyer or a landlord starting out a property portfolio. Whatever your needs, our specialist mortgage team can provide a solution for you.
We do not charge a fee for our mortgage advice service, and we can search a comprehensive range of mortgages from across the UK Mortgage Market, and ensure that you get the right deal for your circumstances.
Get in touch with us on 01225 667 177 to discuss our Reading mortgage advice services further, or you can email us on firstname.lastname@example.org.
First Time Home Buyers
We understand the stress and frustration associated with buying your first home; we understand the daunting experience and the process. The mortgage team here at One 77 Mortgages are here to help you on your journey, and to guide in the right path in terms of getting a mortgage for your first home. We like to have a one-to-one chat on the phone, or we can meet in person to discuss this further, however our mortgage advisers are able to give you an overall expectation of your borrowing capability for your mortgage and to arrange the process from point of enquiry all the way up to when you receive the keys to your first home. If you are a first time home buyer in Reading and need some specialist assistance, get in touch.
Whether you have bought or sold various different properties, moving to a different home can still be a stressful time and of course things in the market can change so quickly, or on a regular basis so we are on hand in order to advise and recommend on the mortgage to ensure that moving home is as as easy as possible for you.
A remortgage has many different meaning, however, the most is when a remortgage is when an individual is coming to the end of a fixed rate or discount period and will need to ‘remortgage’ in order to receive a better deal elsewhere with another provider. It can also mean when you are looking to remortgage and raise capital for example to debt consolidate, home improvements or to purchase another property. This would be subject to the current mortgage balance. If you are looking for more information in regards to our remortgages, please contact us.
Buy to Let
A buy to let mortgage is a mortgage where you are planning to purchase a property and let it out, mortgage lenders treat these mortgages very differently to normal residential mortgages and you can expect the rates of interest to be a little higher. Your buy to let options will vary on what you can borrow and this is generally on the basis of what the property will derive in rental income.
The areas we can advise you on are:
- New Builds
- Buy to Let
- Buy to Let Portfolio Lending
- Commercial Property
- Bridging Finance
- Renovation Projects
- Self Builds