Over the last 20 years the number of people with diabetes in the UK has more than doubled, and there is still an estimated 1 million people with the condition that have yet to be diagnosed.
For many people with diabetes, taking out life cover can be a time consuming and difficult process at best. The challenges many people find is in trying to find cover that is competitively priced without the risk of increasing premiums over time.
The good news though, is that Royal London have recently launched Diabetes Life Cover specifically for people with Type 1 and Type 2 diabetes mellitus, with premiums that work flexibly dependant on how you manage your condition.
The main requirement for Diabetes Life Cover is providing your most recent HbA1c blood test results from your GP. These tests are carried out on a regular basis, so it is a worthwhile exercise to ensure your test is up to date prior to applying. Every year your most recent test result will be required by Royal London, and with premiums guaranteed never to increase – even if your condition deteriorates – the most attractive feature for those whose condition improves through good management, is that their premiums may go down.
In addition to the flexible premiums on offer a number of other key features are also offered:
- A shorter application process that is specifically tailored to people with diabetes
- Immediate cover for applicants who successfully pass the eligibility criteria
- Access to a specialist diabetes nurse through Royal London’s Helping Hand support service who can offer advice, lifestyle recommendations and discuss any specific concerns you may have.
Available to people from 18 to 88 with a minimum premium of only £10 per month, Diabetes Life Cover is only available through Royal London. Call our team of Protection Specialists today to start the process and get the level of cover and peace of mind you require.