Help to Buy

April 6, 2016

What is Help to Buy? The government has created help to buy scheme to help hard working people like you to get on to the property ladder, there are various forms of help to buy so please continue below. Help … Continue reading

I want to purchase a property to let out?

April 6, 2016

This mortgage is called a ‘buy to let’ mortgage, you are purchasing a property with the sole purpose of renting this out to a tenant. Generally, the deposit required for these mortgages are higher than a residential mortgage. In addition … Continue reading

What is an offset mortgage?

April 6, 2016

An offset mortgage is a mortgage where you can use savings to reduce the amount of interest you pay. The savings are ‘offsetting’ the amount of interest you pay, a savings account is opened and linked alongside the mortgage account. … Continue reading

What ways can I repay my mortgage?

April 6, 2016

The are two main ways to repay your mortgage: Interest Only An Interest Only mortgage is where you pay regular interest payments on the outstanding balance of the mortgage, you are responsible for the full repayment of the loan at … Continue reading

What is a remortgage?

April 6, 2016

A remortgage can mean a couple of things, generally a remortgage is where you are coming to the end of a fixed rate or discount period and would like to ‘remortgage’ in order to source a better deal elsewhere OR … Continue reading

What is a Mortgage?

April 6, 2016

A mortgage is legal agreement by which a bank or building society lend money against a property in exchange for a legal charge, interest is paid on the money borrowed at an agreed rate of interest.

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