I have had credit problems; can I get a mortgage? - April 6, 2016

A lot of lenders now work on the basis of ‘credit score’ so on occasion even with previous credit problems if you have a high enough credit score we can still obtain a mortgage via a high street bank. If you have a low credit score due to previous credit problems, then we can still look at lenders who do not credit score but these fall into specialist lenders where you would expect a higher rate of interest.

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